Welcome to BUDGET UNIVERSITY, an online platform that educates a wide range of people worldwide about saving money, tracking spending, and pursuing financial goals. The presented Terms and Conditions state the rules and regulations of using the BUDGET UNIVERSITY Website, located at http:/budgetuniversityonline.com/.

Consent:

By accessing/entering this Website, we assume you accept these terms and conditions that are mentioned on this page.

Please do not continue to use BUDGET UNIVERSITY if you do not agree or admit to taking all of the following terms and conditions declared on this page.

General

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client," "You," and "Your" refers to you, the person log on this Website and compliant to the Company's terms and conditions. "The Company," "Ourselves," "We," "Our," and "Us," refers to our Company. "Party," "Parties," or "Us" refers to both the Client and ourselves.

Any above-mentioned terminology used or use of other words in the singular, plural, capitalization, and/or he/she or they’ are taken as interchangeable and, therefore, referring to the same.

All terms refer to the acceptance, offer, and consideration of payment necessary to undertake the process of our assistance to the Client. This process is followed in the most appropriate manner for the prompt determination of meeting the Client's requirements in respect of the provision of the Company's stated services.

Collecting & Using Information

The content of this Website is mostly accessible or may be used without providing us any data/information. However, certain services or areas of the website may involve the collection of information from the user. We use the following information, provided by the user, to offer a better service, and in particular to: keep internal records; improve our products, services, and this Website; update or communicate with you if you have ordered or purchased from us; contact you for update purposes; and provide you with information about new sessions, programs or courses.

Login/Registration

To avail of our services which may include lessons, courses, programs, or any other educational content, the user is required to register/submit personal information on this Website. The required details may include your name, telephone number, house address, and email address.

Termination Of Registration

BUDGET UNIVERSITY holds the right to block or terminate a user registration or seize log-in access at any time in case of breach or violation of the organization's rules.

DATA PRIVACY

BUDGET UNIVERSITY assures to keep all provided data remains confidential. We do not use or misuse private data, including Personal Data or Student Data. In accordance, we do not distribute or sell any personal data to other organizations, groups, or individuals.

Security

Keeping your Personal Information/Details/Data safe is of utmost priority to us. We take all steps reasonably necessary to protect your Personal Information against any unauthorized access or use. However, we cannot guarantee if the Personal Information given or forwarded or is transmitted by you (the user) through this Website or by email is totally secure and safe.

PAYMENT POLICY

You accept to pay the fees for content that you purchase/avail, and you authorize us to charge your debit or credit card or process other means of payment (such as direct debit, PayPal, or mobile wallet).

When you make a purchase, you accept to use a valid or authorized payment method set by Budget University. If the required payment method fails and you still receive the requested content, you agree to pay us the corresponding fees within thirty (30) days.

Budget University reserves the right to cancel or disable access to any purchased content for which we have not collected an adequate payment.

REFUND POLICY

Part of BUDGET UNIVERSITY’s business offers personalized calculators and programs to students and people looking to save money, calculate student loans, and improve credit scores. The course/calculator/session/program that the customer may avail comes in variety and types and in accordance vary in the payment process.

BUDGET UNIVERSITY’s service aims to advise, allocate, or teach how to manage finance or budgets. We do not guarantee any money increase or future expenditure commitments and, therefore, are not liable for any financial outcomes.

BUDGET UNIVERSITY shall not cater to or accept any cancellations or reschedules of the purchased program. All products or services purchased through BUDGET UNIVERSITY are non-refundable.

ORDER CONFIRMATIONS & EMAIL NOTIFICATIONS

BUDGET UNIVERSITY sent email notifications to its customers when an order is placed. However, we are not respons––ible for order delays affected by your email filters which prevent our emails from reaching you. We encourage you to please adjust your spam filter settings to receive emails from our BUDGET UNIVERSITY email addresses.

COOKIES

We employ the use of cookies. By accessing BUDGET UNIVERSITY, you agreed to use cookies in Agreement with BUDGET UNIVERSITY Terms & Conditions.

‘Most interactive websites use cookies to let us retrieve the user's details for each visit. Our Website uses cookies to facilitate the functionality of certain areas. Some of the associated affiliate/advertising partners may also use cookies.

LICENSE

Unless otherwise stated, BUDGET UNIVERSITY and/or its licensors own the intellectual property rights for all material, including data, programs, sessions, or any other form of information on BUDGET UNIVERSITY. All intellectual property rights are reserved and may not be used without conforming to BUDGET UNIVERSITY regulations.

You may access this from BUDGET UNIVERSITY for your own personal use, subject to restrictions set in these terms and conditions.

You must not:

• Republish material from BUDGET UNIVERSITY
• Sell, rent, or sub-license material from BUDGET UNIVERSITY
• Reproduce, duplicate, or copy material from BUDGET UNIVERSITY
• Redistribute content from BUDGET UNIVERSITY

This Agreement shall begin on the date hereunder.

Shared Views or Comments

Some areas of this site may offer users an opportunity to post and exchange opinions and information in certain areas of the Website. BUDGET UNIVERSITY does not filter, edit, publish or review Comments prior to their presence on the Website. The comments do not reflect the views and opinions of BUDGET UNIVERSITY, its mediators, and/or affiliates. The comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, BUDGET UNIVERSITY shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this Website.

BUDGET UNIVERSITY reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes a breach of these Terms and Conditions.

iFrames

Without prior approval, written permission, and confirmation, you may not create frames around our Webpages that would modify/change in any way the visual presentation/layout of our Website.

Content Liability

We shall not be detained responsible for any inappropriate content that may appear on your site. You agree to defend and protect us against all claims that may arise on your Website.

Removal of links from Website

If you find any active link on site that may appear offensive or inappropriate, you are free to notify or contact BUDGET UNIVERSITY’s customer support team at any time. We will comply accordingly and will remove links. However, we are not obligated to respond right away.

DISCLAIMER

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our Website and the use of this Website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer:

• are subject to the preceding paragraph; and
• govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the Website, its information, and services on the Website are provided free of charge, we will not be liable for any loss or damage of any nature.

Reservation Of Rights

We reserve the right to all the links or any particular link to our Website. At BUDGET UNIVERSITY, we are permitted to amend/change/modify our terms and conditions and its linking policy at any time. By continuously linking or using our Website content/services, you accept/agree to be bound to and follow all linking terms and conditions we put before you.

CONTACT US

Feel free to contact the BUDGET UNIVERSITY support team at [email protected] in case of any queries, and we will get back to you.